Installment loans for house purchase

PVFC lends customers installment loans to purchase houses and amortise following terms until maturity of loans.

Customers and conditions:

• Borrowers who have stable income (including salary and other incomes), assure and prove loan repayment capacity.
• Borrowers who have collateral is existed real estate or assets formed from loans.
• Borrowers who have equity to purchase houses.
• Borrowing purpose is non comercial.
• Customers buy loan insurance

Benefits:

• Support house purchasing credit with major amount (up to 70% of house value)
• Loan term up to 20 years.
• Competitive interest rate.
• Customers can use the house formed from loan or other assests belonging to them as guarantee asset.
• Simple, fast procedure through partners of PVFC

Required documents:

Legal documents:

• Loan application form (click here to download)
• ID, house registration book (copied);

• Copy of Marriage Registration Certificate of borrowers (if husband or wife is not in the same house hold book) Certificate of No Marriage (if borrower is single);

• Labour contract
• Salary slip and other income certificate (if any) of borrower.

Guarantee assest:

Guarantee asset must be collateral asset of borrower themselves, including:

· Available asset: is used as pledged asset of PVFC to loan purchasing other house, asset which has the land use right certificate/ housing ownership certificate issued by authority.

• Or asset formed in the future (form loans or equity of customers) including:

v Houses in apartment buildings, new urban areas: Legal documents: The purchase, sale contracts or the capital contribution contract between project owners and customers, without land use right certificate and housing ownership certificate.

v Purchased house from another party (the Seller): with land use right certificate and housing ownership certificate belonging to the Seller which customers will borrow capital to buy that house.

Documents proving principal and interest payment source

Contact: Nearest transaction office of PVFC.

  Về trang trước    Bản in    Gửi email    Về đầu trang